Tuesday, July 22, 2008

My financial Mess

Since coming here in the US, I was overwhelmed by how much "power" I have over my finances. I didn't wait for too long to get a job. I know I really wanted to work and apply my knowledge and skills and it opened the doors for me. Tons of credit card offers fill my mailbox. Telemarketers always call to ask me to sign up and salesclerks at the store tempted me to sign up for discounts. I was a neophyte about credit card management. The initial purpose of getting a credit card before was just to build my credit. Now, I got tons cards and much debt! I realized I needed Debt help! There was a time that I thought about Debt consolidation but didn't attempt to go through it because if I compare myself to other people who have tons of debts, I believe I am better off. Now, I regretted signing up for a lot of credit cards. I should have had more control on my finances. I don't like this feeling knowing that I still have outstanding balances in some of my cards especially now that I have to fend for my own. There's nobody to help me except for myself. Right now, I'm still working on paying off some of my debts and have been searching online on how best to do it.
For_opportunities
There's Bills IQ which helps people determine their financial health. I took their easy test and was relieved to confirm that my finances are quite alright. The good thing is that after the result they offered ways for Debt relief.
Sponsored by Bills.com

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